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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176562)

Fast secure payments.

5
Fast secure payments. No need to find my credit card when I want to buy anything online. Reviewed on: 2nd June 2024

Always handy to use when needed and interest not to...

5
Always handy to use when needed and interest not to high Reviewed on: 2nd June 2024

It comes in handy quick easy credit

5
It comes in handy quick easy credit Reviewed on: 2nd June 2024

Great For everyone

5
great service defo recommend for all online purchases .safe fast and easy can recover money if something goes wrong . better that your bank Reviewed on: 2nd June 2024

The great service

5
The best and easiest solution. Quick and instant Reviewed on: 2nd June 2024

Love it !

5
Love it ! Good flexible payments Reviewed on: 2nd June 2024

PayPal is easy to use.

5
PayPal is easy to use. The pay in 3 option is great. I also like the pay later option. Reviewed on: 2nd June 2024

The best thing ever!

5
The best thing ever! 0 percent credit all the way Reviewed on: 2nd June 2024

PayPal credit helpful and reliable.

5
PayPal credit allowed me to get a Christmas gift that I coulddht otherwise effort in one payment. I payed monthly without incuring additional charges because I payed on time. Reviewed on: 2nd June 2024

Very convenient and user friendly

5
Very convenient and user friendly Reviewed on: 2nd June 2024

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