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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176618)

Great experience all round!

Great experience all round. PayPal gives me the freedom to purchase online without fear of loosing my money Reviewed on: 2nd June 2024

Have never had any issues at all with using Paypal

Have never had any issues at all with using Paypal Reviewed on: 2nd June 2024

Excellent

I have been using PayPal for over 15 years and always had a good customer services and easy money transfers and payments Reviewed on: 2nd June 2024

I kept being turned down for a payment to my credit...

I kept being turned down for a payment to my credit card and realised after talking to the agent that I was using the wrong email for booking.com I succeeded after this and I would like to say a big thank you to the agent. Reviewed on: 2nd June 2024

Easy to use.

Easy to use. A choice of options for spreading payments. Low interest rates Reviewed on: 2nd June 2024

Best service atleast we are safe in 80% times with o...

Best service atleast we are safe in 80% times with our purchases Reviewed on: 2nd June 2024

Really enjoy using PayPal for payments or transfers,...

Really enjoy using PayPal for payments or transfers, the credit also comes in handy, overall very good fintech Reviewed on: 2nd June 2024

All my experiences with pay pal has been amazing

All my experiences with pay pal has been amazing Reviewed on: 2nd June 2024

It’s quick and easy to use.

It’s quick and easy to use. I really love the fact that you can pay in instalments. Reviewed on: 2nd June 2024

Vickie Griffiths

Found PayPal very good and have had help with refunds quickley Reviewed on: 2nd June 2024

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