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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176697)

Love PayPal

I love PayPal and always helped me to buy the things I want, anytime. It gives me 4 months no interest on any purchases so I have plenty of time to pay it back with 0 interest. Thank you PayPal credit! Reviewed on: 2nd June 2024

Amazing experience use it all the time never had any...

Amazing experience use it all the time never had any problems Reviewed on: 2nd June 2024

PayPal Credit

Good, but it needs to be accepted more on platforms and more widely used as otherwise, you just have a credit line that you cannot use and only in very limited circumstances. Reviewed on: 2nd June 2024

Good in resolving issues.

Good in resolving issues. Whenever I called my issues are resolved professionally. Thanks Reviewed on: 2nd June 2024

It is a reliable and easy way to use for online shop...

It is a reliable and easy way to use for online shopping. I find it very clear and there is always a reminder for minimum payments and dates etc. So it is easy to manage. Reviewed on: 2nd June 2024

THANKS For your good service

Good service received always. I joined many year ago (over 25 years) and all thus time I have never been disappointed by PayPal. Reviewed on: 2nd June 2024

So far so good!

So far so good! Pay pal credit service is very good, they offer 0% interest on purchases using the service up to 36 months. Reviewed on: 2nd June 2024

Consistent Amazingness

Never had a bad experience with PayPal and I’ve used it for countless years! quick and easy everytime Reviewed on: 2nd June 2024

I’ve never had any issues with PayPal credit.

I’ve never had any issues with PayPal credit. It’s been useful and very easy to use Reviewed on: 2nd June 2024

I don’t understand why when I pay an extra payment,...

I don’t understand why when I pay an extra payment, why does it take so long for it to be processed Reviewed on: 2nd June 2024

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