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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177244 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177255)

Wonderful experience, Easy to pay for everything.

Wonderful experience, Easy to pay for everything. Reviewed on: 3rd June 2024

Amazing service

I've used the service twice now and I've been impressed both times when I bought stuff of lego.com they allowed me to make my payments easier woth less worry about how much money I had after buying the big lego sets I thought I would never have Reviewed on: 3rd June 2024

They’ve been helpful.

They’ve been helpful. Always been great. Solved situations quickly Reviewed on: 3rd June 2024

Easy to use.

Easy to use. No interest for 4 months, keeping it simple to manage and very helpful, friendly customer service agents should you need them. Reviewed on: 3rd June 2024

I used it recently to pay for a cot for my new grand...

I used it recently to pay for a cot for my new grandson and couldn't afford to pay the full amount as I am a pensioner so PayPal credit was brilliant to let me spread the cost in more affordable parts. Reviewed on: 3rd June 2024

PayPal is awesome!

PayPal is awesome! Feels so much safer than using my card when shopping online or making payments. Their buyer protection is perfect. So much easier than using card for online purchases as well! Highly recommend Reviewed on: 3rd June 2024

Amazingg

PayPal credit has been amazing for me and I would recommend to anyone Reviewed on: 3rd June 2024

Vey easy to set up no issues at all

Vey easy to set up no issues at all Reviewed on: 3rd June 2024

Very good service.

Very good service that gives me relief when I know I have back up payment options Reviewed on: 3rd June 2024

Paypal Credit is good and useful, with lots of inter...

Paypal Credit is good and useful, with lots of interest free crdit available. My only complaint, is what I am experiencing right now: payments in can take forever to alter your balance and available credit. Reviewed on: 3rd June 2024

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