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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177308)

Credit is a great way to spread the cost, interest f...

5
Credit is a great way to spread the cost, interest free, for larger purchases Reviewed on: 3rd June 2024

Really easy to use with no fuss, excellent service

5
Really easy to use with no fuss, excellent service Reviewed on: 3rd June 2024

ALWAYS THERE FOR THOUSE PURCHASES, THAT YOU NEED

5
ALWAYS THERE FOR THOUSE PURCHASES, THAT YOU NEED Reviewed on: 3rd June 2024

Very to use but need easier process to call and syst...

5
Very to use but need easier process to call and system friendlier to use Reviewed on: 3rd June 2024

Zero % interest

5
Zero % interest is the biggest difference between PayPal and my bank so PayPal wins hands down Reviewed on: 3rd June 2024

Always found PayPal Credit easy to use and extremely...

5
Always found PayPal Credit easy to use and extremely helpful. The payment options are visible in the app and manageable Reviewed on: 3rd June 2024

All transaction been smooth.

5
All transaction been smooth. Easy to access help. Convenient and safe way to purchase all items Reviewed on: 3rd June 2024

Quick and easy good updates and very timely

5
Quick and easy good updates and very timely Reviewed on: 3rd June 2024

Excelent service.

5
Excelent service.very convenient to use. Reviewed on: 3rd June 2024

Great experience with discounts and customer service

5
Great experience with discounts and customer service Reviewed on: 3rd June 2024

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