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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177336 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177366)

PayPal credit is very convenient and it is very easy...

PayPal credit is very convenient and it is very easy to understand the terms and conditions and it is very easy to get a hold of the customer service team. I also really like how easy it is to view in the app! Reviewed on: 3rd June 2024

A Saviour

When my marriage broke down, I used payal credit to get myself and children sorted and being a single parent, It has saved me. I can buy my children new batches of clothes with the 4 months interest free time and I can get it paid off with no stress. Reviewed on: 3rd June 2024

I have had PayPal for many years now.

I have had PayPal for many years now. I have used PayPal credit wihh to the 4 months no intrest deal many times so it’s really great when you need to borrow abit of extra cash but comes without intrest fees ontop. Reviewed on: 3rd June 2024

PayPal helps me understand how to use credit

I love PayPal but customer service need a little bit more attention and consumer protection also a bit more fine tuning. Paypal helps in making me understand how to use credit. Reviewed on: 3rd June 2024

Pay pal is great for managing your finances

I use pay pal credit all of the time I love the 4 months interest free period for large items it just gives me a little bit more time to pay equally I really like the pay in 3 as well it just makes things a little bit more affordable Reviewed on: 3rd June 2024

Never had any issues, always been helpful and decent...

Never had any issues, always been helpful and decent APR Reviewed on: 3rd June 2024

Very easy to use, never had issues

Very easy to use, never had issues Reviewed on: 3rd June 2024

Never had a problem

Never had a problem using paypal, paypal credit is a great option for spreading payments out especially if there is offers on an no interest gets charged or the pay in 3 method. Paypal makes managing money more easy for the times when you need to pay out for something Reviewed on: 3rd June 2024

Excellent for beginners!!!

As someone new to credit, PayPal credit has been a game changer for me with the four months zero interest. For this reason, PayPal remains the best! Reviewed on: 3rd June 2024

Very easy to use and helpful The app has all the i...

Very easy to use and helpful The app has all the information and instructions for you Reviewed on: 3rd June 2024

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