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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174266 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174268)

The best way to buy.

I have never found an app easier than this one, everything is clear and quick. Reviewed on: 31st May 2024

Easy to apply and convenient to use.

Easy to apply and convenient to use. Reviewed on: 31st May 2024

Easy to use, so convenient when buying online

Easy to use, so convenient when buying online Reviewed on: 31st May 2024

Been with paypal a long time.

Been with paypal a long time. Easy to use, great user interface. Easy for new customers to understand and guide themselves. Not a fan of the crypto trading but a business needs to make money. I did try it, it is very easy to understand and trade. Lots of options for payment, whether credit, debit or over a period of time. Reviewed on: 31st May 2024

Easy to setup and manage, handy when you need to spr...

Easy to setup and manage, handy when you need to spread the cost Reviewed on: 31st May 2024

Response time is very good and always helpful and ex...

Response time is very good and always helpful and explaining everything Reviewed on: 31st May 2024

Excellent experience and I will continue use PayPal

Excellent experience and I will continue use PayPal Reviewed on: 31st May 2024

Great service, good money options, like pay in 3

Great service, good money options, like pay in 3 Reviewed on: 31st May 2024

Top company

Pay for everything with PayPal, great to use , and so easy to use Reviewed on: 31st May 2024

PayPal - Super

I’ve used PayPal for many years as they are fast, reliable and efficient - excellent service too. Reviewed on: 31st May 2024

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