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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174248)

Great experience so far using this platform

5
Great experience so far using this platform Reviewed on: 31st May 2024

Secure payment

5
Helps me when I need it and easy and secure to use Reviewed on: 31st May 2024

It’s very handy to use if you need a little extra ti...

5
It’s very handy to use if you need a little extra time to pay for goods. The interest free instalment plans really work for me Reviewed on: 31st May 2024

Love it, always handy to have , would recomend to an...

5
Love it, always handy to have , would recomend to anyone Reviewed on: 31st May 2024

Great daily use but hard to get a real life customer...

5
Great daily use but hard to get a real life customer service person Reviewed on: 31st May 2024

A good tool to use for payments and very easy...

5
A good tool to use for payments and very easy to use Reviewed on: 31st May 2024

Always easy experience

5
Always easy experience, good value, easy to use app and customer service easy to get in touch with Reviewed on: 31st May 2024

Paypal rating

5
Paypal has always been a good provider for buying goods and also if things go wrong they always investigate well and get your money back to you quickly. Reviewed on: 31st May 2024

Easy and safe when making purchases online flexible...

5
Easy and safe when making purchases online flexible ways of sending money and paying bills. Reviewed on: 31st May 2024

PayPal: A friendly way to use your money.

5
PayPal is direct, efficient and easy to use. There is rarely any issues and in the instances where there are, their customer service is accessible, friendly and helpful! Reviewed on: 31st May 2024

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