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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174227)

Would recommend, great service!

Never had an issue, ease of use. Love the app & seeing it all sit on one page for quick view too. Reviewed on: 31st May 2024

Simple, great and friendly!

So simple to use, available through almost every purchase experience I’ve had. PayPal credit helps me manage cashflow too! the customer service is efficient and friendly, just what you want and need. Reviewed on: 31st May 2024

Good all round

Easy to use, good communication nothing to really complain about Reviewed on: 31st May 2024

Its good but cant be used on alot of websites

Its good but cant be used on alot of websites Reviewed on: 31st May 2024

Always there when you need it most, flexibility is t...

Always there when you need it most, flexibility is the key for me with so many different options available with payments equally spread out and the interest free option is also a bonus Reviewed on: 31st May 2024

Pay is very reliable and secured means of payment an...

Pay is very reliable and secured means of payment and I am always relaxed whenever I use payment for payment because I am sure that I won’t be scammed while using PayPal for my transactions Reviewed on: 31st May 2024

Paypal my lifeline..

Well if i need something for my hobby and i can't afford it i will turn to PayPal to help me and its always been absolutely fantastic highly recommend Reviewed on: 31st May 2024

PayPal credit for holidays, best way to do it!.

I have used PayPal credit for holidays. I once during covid had a nightmare and had my holiday cancelled and the company TUI were reluctant about giving me my money back. But, because I paid through PayPal, I contacted PayPal and they helped to push the process of my refund back so much quicker. It’s always so quick and simple to use to pay off and I couldn’t recommend a better credit company. Reviewed on: 31st May 2024

Pay in 4 is great for large purchases

Pay in 4 is great for large purchases Reviewed on: 31st May 2024

Brilliant service and great way to manage payments.

Brilliant service and great way to manage payments. Have used it for years. Like the credit option and the pay in 3. Reviewed on: 31st May 2024

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