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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174194)

Using PayPal credit has been really good and easy.

Using PayPal credit has been really good and easy. Keeping up with payments isn’t an issue especially as you can use a direct debit to pay any outstanding balances Reviewed on: 31st May 2024

Amazing - makes me feel so safe with the 3 months no...

Amazing - makes me feel so safe with the 3 months no pay Reviewed on: 31st May 2024

PayPal credit is fast , handy and allows you to pay...

PayPal credit is fast , handy and allows you to pay interest free over 3 months which is very economic for cash flow. Reviewed on: 31st May 2024

PayPal has been my go-to payment method for my trans...

PayPal has been my go-to payment method for my transactions. The fact that there is a wall of security around my funds is also great Reviewed on: 31st May 2024

Great service and very secure to use

Great service and very secure to use Reviewed on: 31st May 2024

Great to spread payments

Great to spread payments for something you need immediately Reviewed on: 31st May 2024

Using PayPal is quick & easy.

Using PayPal is quick & easy. Information is always available when needed Reviewed on: 31st May 2024

Satisfied customer

Really happy with the PayPal Credit service. I have used it numerous times for larger purchases that I need a little more time to pay off, and it has saved me paying stacks of interest had I charged it to my credit card instead. I am usually good at tracking my own finances but I do appreciate the payment reminders from PayPal, just in case something else crops up and I forget to make a payment. I will continue to use this, thank you! Reviewed on: 31st May 2024

I have been a PayPal customer for two years now and...

I have been a PayPal customer for two years now and they are very proactive in their services to humanity Reviewed on: 31st May 2024

Pleased to use PayPal account

Whenever I have had a problem, customer service sorted out very quickly. Reviewed on: 31st May 2024

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