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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174119)

Helpfull in crisis

Paypal is very good for me whenever i have to do shopping i use paypal installment plan coz nowadays its hard to survive but paypal made it easier for me. Reviewed on: 31st May 2024

I use PayPal for all my online purchases.

I use PayPal for all my online purchases. If a site doesn't have PayPal, u don't purchase from that site. PayPal feels so secure. Reviewed on: 31st May 2024

Easy access.

Easy access. Low fees. Pay pal credit helps me a lot Reviewed on: 31st May 2024

Excellent..

Using paypal credit for a few years now and compared to other credit facilities paypal is very convenient, great easy to use app. Give them a go you won’t look back- thanks paypal. Reviewed on: 31st May 2024

Very easy and straightforward process!

Very easy and straightforward process! Reviewed on: 31st May 2024

It Just works and is simple

Just works. Always. Never had any issues. Reviewed on: 31st May 2024

I like that Pay Pal is used on a lot of websites, wh...

I like that Pay Pal is used on a lot of websites, which makes me trust that seller when I’ve never used them before.customer service is excellent. Reviewed on: 31st May 2024

Paypal is great service.

Paypal is great service. I find that Paypal helps me greatly with my purchases. Reviewed on: 31st May 2024

Great value for money would recommend

Great value for money would recommend Reviewed on: 31st May 2024

Any problems, they sort it out straight away

Any problems, they sort it out straight away Reviewed on: 31st May 2024

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