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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173901)

Good credit, as well as enough time to pay

5
Good credit, as well as enough time to pay Reviewed on: 30th May 2024

Very quick service very happy

5
Very quick service very happy thanks Reviewed on: 30th May 2024

Very good in resolving issues and protecting custome...

5
Very good in resolving issues and protecting customer rights Reviewed on: 30th May 2024

Very easy to use the app.

5
Very easy to use the app. Flexible payment options, especially pay in 3, no interest Reviewed on: 30th May 2024

Convenience

5
I find PayPal very easy to use and I enjoy the convenience it brings. Reviewed on: 30th May 2024

I don’t ever find any issues with PayPal.

5
I don’t ever find any issues with PayPal. I use it to pay for online items and also use the PayPal credit option at times. This is an excellent service that I can’t fault. Reviewed on: 30th May 2024

PayPal credit

5
I have enjoyed PayPal credit since I join Reviewed on: 30th May 2024

opportunity

5
Pay pal credit gives me the opportunity to buy in advance with out being in death and interest free Reviewed on: 30th May 2024

PayPal is my best friend..!!

5
I’ve found PayPal to be very helpful when splitting the cost of purchases, and getting more time to pay. PayPal’s 4 month interest free offer is also something I regularly use, and has been a godsend at times. PayPal’s customer service has also been great, when having to deal with rogue sellers and websites. All in all, PayPal is a staple in my life, when paying for purchases. Reviewed on: 30th May 2024

Always an excellent experience 10/10 5*****

5
Always an excellent experience 10/10 5***** Reviewed on: 30th May 2024

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