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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171663)

Very easy to use and I feel very in control.

Very easy to use and I feel very in control. Its been very useful for a couple furinitre purchases recently where were able to take advantage a special offer with a leading retailer. Reviewed on: 24th May 2024

I love PayPal credit it gives you time to purchase w...

I love PayPal credit it gives you time to purchase what you need now Reviewed on: 24th May 2024

Always simple and efficient

Always simple and efficient. Easy use of the app makes life a lot more simple. It is a great way to be able to spend on the things you want and need without need a credit card. The offer 0% over 4 months is brilliant on purchases that you can’t afford to pay all in one hit. Reviewed on: 24th May 2024

Easy to use and set up

Never had any problems with PayPal easy, quick and safe way to pay Reviewed on: 24th May 2024

PayPal credit is amazing which is easily accessible...

PayPal credit is amazing which is easily accessible through PayPal credit and to make payments aswell. Reviewed on: 24th May 2024

Never got a limit increase in 5 years

Never got a limit increase in 5 years Reviewed on: 24th May 2024

Always there when I need it.

Always there when I need it. great to spread the cost of a purchase or give your self time to pay it. Reviewed on: 24th May 2024

They sorted an issue with payment out and they pick...

They sorted an issue with payment out and they pick up very quick each time I called. So far so good! Keep it up PayPal! Reviewed on: 24th May 2024

I had a scam email saying PayPal set up 3 in 1 for a...

I had a scam email saying PayPal set up 3 in 1 for an I phone and they were really helpful Reviewed on: 24th May 2024

Great service with PayPal been with them for years a...

Great service with PayPal been with them for years and wouldn’t change Reviewed on: 24th May 2024

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