Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171433 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171504)

By buying needs that you can split and pay over a ce...

By buying needs that you can split and pay over a certain period of months without interest. Reviewed on: 24th May 2024

Happy Paypaler

I would recommend if you see an item you like but it’s not payday for a while yahooo just get it Reviewed on: 24th May 2024

Credit offering is good when it appears (specificall...

Credit offering is good when it appears (specifically the 0% option) but rules around it seem inconsistent Reviewed on: 24th May 2024

Very helpful and useful credit.

Very helpful and useful credit.. Reviewed on: 24th May 2024

Excellent application

Excellent application, and a professional team Reviewed on: 24th May 2024

Good value and very useful

Been a very useful tool for both managing money allowing me to direct everything to one place and pay what I need at the end of the month. The interest rate for longer term credit is also very reasonable, especially compared to payday loans. Reviewed on: 24th May 2024

Easy to use.

Easy to use. Very straightforward and convenient. Ideal for unexpected expenses. Just wish you could use it for amazon purchases. Reviewed on: 24th May 2024

PayPal Credit

I love the most that if I pay in four months there’s no interest Reviewed on: 24th May 2024

Never had a problem.

Never had a problem. Always a good option. Reviewed on: 24th May 2024

Piece of mind purchase and refund can not fail to im...

Piece of mind purchase and refund can not fail to impress Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94423 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub