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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171348)

A lovely surprise

I have been using PayPal for quite a number of years for the added protection of online purchases, especially from third party websites. I recently booked a holiday with Tui and was utterly amazed that I was able to take advantage of PayPals pay over 3 months option. I never knew this was a thing. I was absolutely delighted as it meant that I would not have to go into my savings like I normally would do. And it meant that I didn't have to pay the full balance before my holiday. It gives you the option of setting up a direct debit so that you don't miss payments but I preferred to pay it every few weeks as both my husband and myself are fortunate to be paid weekly. I can't praise PayPal enough, they made everything so simple and easy to use from the initial transaction to the final payment including being able to see your balance on the main page of the app whenever you log in. I would definitely use this feature again and highly recommend it to everyone. Reviewed on: 24th May 2024

I would highly recommend PayPal Credit.

I’ve had a very positive experience with PayPal Credit. It’s easy to make payments. The app and website clearly display what you owe, what balance you have special offers on (I.e. 0% interest) and when those special offers expire. I had to call customer service once, to ask a question and they were extremely helpful. I would highly recommend PayPal Credit Reviewed on: 24th May 2024

Excellent service

PayPal credit has enabled me to make purchases over a period of time that I would otherwise not been able to buy. It has helped me out enormously with some unexpected purchases. I especially have liked the 0% interest free payment over 3 or 4 months Reviewed on: 24th May 2024

Gracias PayPal

Me encanta PayPal y la facilidad de poder pagar con seguridad . Y sin intereses Reviewed on: 24th May 2024

Quick and easy to use and set up.

Quick and easy to use and set up. Feels safer paying by PayPal, easy to keep a check on what you've spent. Reviewed on: 24th May 2024

Great way to pay

I really like to use it. It’s great as long as you can afford to use it! Reviewed on: 24th May 2024

Good .z z z z z z

Good . Z z z z z z z z z z z z z z Reviewed on: 24th May 2024

It links well with internet sites

It links well with internet sites Reviewed on: 24th May 2024

Great customer service and efficient

Great customer service and efficient Reviewed on: 24th May 2024

PayPal is a no brainer.

PayPal is a no brainer. My preferred way to pay at the checkout. Reviewed on: 24th May 2024

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