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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171156)

Simple, straightforward and no hidden T&Cs

Simple, straightforward and no hidden T&Cs Reviewed on: 23rd May 2024

Good service, have used it for years and I have payp...

Good service, have used it for years and I have paypal credit which is reliable. Reviewed on: 23rd May 2024

Very affordable and make payment easy

Very affordable and make payment easy Reviewed on: 23rd May 2024

Really easy to use, excellent options for finance an...

Really easy to use, excellent options for finance and great customer service with many online retailers available Reviewed on: 23rd May 2024

Very easy to use and easy to keep track of payments.

Very easy to use and easy to keep track of payments. Great to use as a safety precaution as well when ordering from somewhere you've never ordered from before. Reviewed on: 23rd May 2024

Customer service is good and agents are awesome over...

Customer service is good and agents are awesome over the phone Reviewed on: 23rd May 2024

Easy to use, I have reassurance that my transactions...

Easy to use, I have reassurance that my transactions are safe and protected. PayPal credit relieves stress of worrying about paying for those last min purchases before paypal. Reviewed on: 23rd May 2024

Reliable service

Reliable service, quick money transfers and most importantly safe Reviewed on: 23rd May 2024

No issues ever and always had a great service.

No issues ever and always had a great service. Reviewed on: 23rd May 2024

Easy transactions, flexibility when you need it

Easy transactions both in and out of account, and a very good app. Easy to select as a payment option and you can make it default option too. Reviewed on: 23rd May 2024

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