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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165359)

Great service

Such an easy secure way to pay. Great service, refunds and returns simple. Reviewed on: 12th May 2024

Great Customer Support

Whenever I need to call customer service I receive excellent service. Always helpful. Reviewed on: 12th May 2024

I love PayPal as you know you are in safe hands

I love PayPal as you don't have to worry because your account is very safe, great that you have the option of pay in 3 also, makes life easier Reviewed on: 12th May 2024

It has been a wonderful experience for me with PayPa...

It has been a wonderful experience for me with PayPal credit. Reviewed on: 12th May 2024

Excellent when I need to use credit

Excellent when I need to use credit Reviewed on: 12th May 2024

Great payment choice

I always use paypal very good to spread payments. Wouldn't be without it and very secure. Reviewed on: 12th May 2024

Scam refund

I had a scam once and PayPal were quick isnd refunded the money so I feel secure with them. All transactions are quick and easy to complete. Reviewed on: 12th May 2024

Overall no issues.

Overall no issues. A little confusing when repaying the credit… by that I mean it doesn’t allow you to chose which credit you’d like to pay off first. Say I buy a car part for £250. And a few months later I buy another for £100. Rather than allowing me to chose to pay off the £250 off first it takes it out of the overall lump sum. Reviewed on: 12th May 2024

PayPal are always reliable and it’s very convenient...

PayPal are always reliable and it’s very convenient to check out with. They are my favourite lending platform. Reviewed on: 12th May 2024

Unauthorised payments

I think we should be notified of any changes for the new payment to the account like Adblock not been authorised by myself and you have paid them £9.95 Reviewed on: 12th May 2024

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