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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (165834)

A Great service.

5
Easy to setup, use and provides the information clearly. Reviewed on: 13th May 2024

Overall outstanding

5
Using the app for payments is simplistic. The statements are easy to read.i rang customer services regarding g a query and the service received was outstanding, very helpful and really friendly. Reviewed on: 13th May 2024

Good experience I’ve valued the experience and easy...

5
Good experience I’ve valued the experience and easy way of getting things done. I would recommend pay pal to my family and friends Reviewed on: 13th May 2024

Very polite

5
Great response, very polite. I get answers and help whenever I call for information. Reviewed on: 13th May 2024

Confusing user interface

4
The user interface is quite confusing, its hard to tell what you pay for and also the direct debit is very confusing, taking random sums from account without telling what they are for Reviewed on: 13th May 2024

Very nice I would like used PayPal credit.

5
Very nice I would like used PayPal credit. Reviewed on: 13th May 2024

Easy and quick would recommend it

5
Easy and quick would recommend it Reviewed on: 13th May 2024

I just applied through apple store and got the credi...

5
I just applied through apple store and got the credit so easy Reviewed on: 13th May 2024

Excellent all around, well done PayPal.

5
Excellent all around, well done PayPal. Easy to use interface. Credit payments could reflect a little sooner and a forecast of credit charges would be very useful. Reviewed on: 13th May 2024

Excellent service always and useful.

5
Excellent service always and useful. Easy to use. Reviewed on: 13th May 2024

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