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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171589 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171589)

Good as always and the customer service is always he...

Good as always and the customer service is always helpful. Reviewed on: 23rd May 2024

Always so good!

Always so good, you can always have the option to pay with PayPal pretty much everywhere. I really enjoy rhe safety of PayPal, they have An amazing resolution center so I really won't make a purchase unless it's through paypal Reviewed on: 23rd May 2024

The flex is amazing, straightforward and very easy.

The flex is amazing, straightforward and very easy. I also like the feature of how long the promotional rates are applicable for, as other cards always make it difficult to find out how long the 0% interest is for. The credit is just like selecting another card. Reviewed on: 23rd May 2024

Great experience

It was nice and esay to setup, very conventional Reviewed on: 23rd May 2024

Is everything great with paypal, so easy to use it!

Is everything great with paypal, so easy to use it! Reviewed on: 23rd May 2024

The zero interest for a few months really helps to s...

The zero interest for a few months really helps to spread the cost and save on interest. Reviewed on: 23rd May 2024

Amazing, nice to have extra funds in an emergency

Amazing, nice to have extra funds in an emergency Reviewed on: 23rd May 2024

Excellent resource of credit

It is very easy to use and most of the retailers are accepting pay pal at the moment. The offers are great, especially the 4 months interest free on purchases and also the pay in three instalments is very handy Reviewed on: 23rd May 2024

It’s been positive.

It’s been positive. Easy to use and convenient credit. Reviewed on: 23rd May 2024

I'm grateful using paypal specifically paypal credit...

I'm grateful using paypal specifically paypal credit saved me a lot Reviewed on: 23rd May 2024

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