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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171699)

PayPal is a no brainer.

5
PayPal is a no brainer. My preferred way to pay at the checkout. Reviewed on: 24th May 2024

Never had issues using the platform.

5
Never had issues using the platform. the application process was seamless, the app is always available when you need it, no errors or issues with payment and charges, it’s just simply brilliant. I would certainly recommend PayPal credit to anyone. Reviewed on: 24th May 2024

Easy to use , linked with good.

5
Easy to use , linked with good. Suppliers to give extrs payment time Reviewed on: 24th May 2024

Brilliant service.

5
Brilliant service. Easy and rapid transactions. Flexible payments. Secure. Always checking for retailers that offer PayPal because I know that is safe to use.absolutely love it Reviewed on: 24th May 2024

Very good for the pay in 3 months option

5
Very good for the pay in 3 months option Reviewed on: 24th May 2024

I love the convenience and the secure assurance of p...

5
I love the convenience and the secure assurance of purchases through paypal Reviewed on: 24th May 2024

With the cost of everything going up having the opti...

5
With the cost of everything going up having the option to pay in 3 or interest free purchases for 4 months has been a good wend Reviewed on: 24th May 2024

It's easy to use on multiple online platforms, great...

5
It's easy to use on multiple online platforms, great financial options via PayPal credit, also receive and send funds Reviewed on: 24th May 2024

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 24th May 2024

Great for little purchases

5
trustworhy when it comes to credit, convient and easy to make repayments Reviewed on: 24th May 2024

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