Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171861)

PayPal, safe and trusted site

5
Years using PayPal, easy to use and with different payment options Reviewed on: 24th May 2024

Always good service and very convenient to use

5
Always good service and very convenient to use Reviewed on: 24th May 2024

The interest free period from PayPal Credit is excel...

4
The interest free period from PayPal Credit is excellent for me & some businesses & retailers offers even more interest free period under PayPal Credit. Reviewed on: 24th May 2024

Everything made easy

5
Easy to use. Easy to track. Easy to pay off. Reviewed on: 24th May 2024

Generally pretty good!

4
Generally straightforward and reliable , but logging in to my account seems sometimes difficu. Reviewed on: 24th May 2024

Very good and good service id recommend them evertime

5
Very good and good service id recommend them evertime Reviewed on: 24th May 2024

I don't have to say it.

5
I don't have to say it.as it's too good and 100 percent safe to used PayPal service, if companies don't have PayPal service I won't buy anything from that company Reviewed on: 24th May 2024

Excellent means of making your money stretch further

5
Excellent means of making your money stretch further Reviewed on: 24th May 2024

Very helpful to utilise around large purchases and o...

5
Very helpful to utilise around large purchases and or multiple orders Reviewed on: 24th May 2024

Secure and safe

5
Easy, safe and secure for all my online purchases. Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94707 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products