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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172350 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172399)

Been good no pressure

Been good no pressure, easy see how much is minimum payment needed n really no fuss set up Reviewed on: 25th May 2024

App always easy to use fast and efficient

App always easy to use fast and efficient Reviewed on: 25th May 2024

Paypal credit fantastic.

This service helped me to buy what I needed. The paypal team are easy to get hold of. For instance if you never receive packages. They help With getting refunds back with your card. PayPal quickly pays for items. And navigating the app is so easy. Its clear and concise. Reviewed on: 25th May 2024

Quick and efficient service, everything is clear abo...

Quick and efficient service, everything is clear about your borrowing so full transparency no hidden charges or surprises. Reviewed on: 25th May 2024

I love PayPal, specially when I can't afford to pay...

I love PayPal, specially when I can't afford to pay fool price and PayPal give me that opportunity to PayPal in 12 months interest free. It allows me to purchase anything that is really needed for my family and I can't afford to pay in one go. Plus is a safe way to pay and if there is something wrong with the seller, PayPal also to deal with the seller and make them be responsible. One more thing why I would recommend PayPal is because I can send money for free to my friends and family. There is one thing that could be improved: the PayPal credit do not have an option which payment I prefer to pay off first. While I was paying something that was do in two months it actually discounted what I had could pay in a year. So that way it king of "forced"me to pay everything sooner without having an option to pay during a year. Reviewed on: 25th May 2024

My experience with PayPal has been amazing

My experience with PayPal has been amazing Reviewed on: 25th May 2024

Its easy to use

Its easy to use…Really helpful with credit payments Reviewed on: 25th May 2024

Best Credit and Most Reliable in UK

Best Credit and most reliable , clear details, chstomer protection and friendly responsive customer service Reviewed on: 25th May 2024

Very good

Very good, help me when I had no money Reviewed on: 25th May 2024

Helps massively to enjoy purchases without the stres...

Helps massively to enjoy purchases without the stress of finding the money instantly Reviewed on: 25th May 2024

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