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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172151 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172230)

Really helps out financially with different options...

Really helps out financially with difffrent options on how to pay too Reviewed on: 25th May 2024

I pay every online transaction by PayPal if I have a...

I pay every online transaction by PayPal if I have any trouble or quality is not satisfied PayPal always helps to return and get money back so quick Reviewed on: 25th May 2024

intrest rate is too high,is it good to give low intr...

intrest rate is too high,is it good to give low intrest rate Reviewed on: 25th May 2024

Always been 10/10 for me without issues.

Always been 10/10 for me without issues. Reviewed on: 25th May 2024

Fast way to pay for things and the app is...

Fast way to pay for things and the app is nice to use Reviewed on: 25th May 2024

Easy Credit Option

An easy way to get into utilising credit for payments so that you can get more time for the purchases you have. Has a simple design that's easy to work with. Reviewed on: 25th May 2024

Excellent service,and product range,

Excellent service,and product range.,easy ot use website. Reviewed on: 25th May 2024

Overall good

Good app just terms are a bit much to understand and customer service is hard to understand Reviewed on: 25th May 2024

PayPal Credit is seriously awesome!

PayPal Credit is seriously awesome! I got approved super fast and it's been a game-changer for my online shopping. The best part? No interest if you pay off purchases over $99 in six months. Managing it through the PayPal app is a breeze – I can see all my transactions and make payments easily. Plus, their customer service is really helpful. If you're looking for a flexible and hassle-free way to shop online, definitely check out PayPal Credit. Highly recommend! Reviewed on: 25th May 2024

PP credit is simple and easy to use plus helpful

I’ve bought everything with PP Credit and everymonth I pay on time. So easy and simple. Reviewed on: 25th May 2024

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