Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (172074)

Easy to apply, good communication and good back up w...

Easy to apply, good communication and good back up when purchases aren't correct and getting money back Reviewed on: 24th May 2024

Seamless in all aspects

Seamless in all aspects and absolutely brilliant app Reviewed on: 24th May 2024

A great way to pay online.

A great way to pay online with guaranteed refund if things go south,, seemless access to paypal credit who pay back plan is really affordable. Reviewed on: 24th May 2024

PayPal are prompt and thorough in dealing with issues

PayPal are prompt and thorough in dealing with issues Reviewed on: 24th May 2024

I always use PayPal because they are safe and secure...

I always use PayPal because they are safe and secure and always willing to help if needed Reviewed on: 24th May 2024

I always use PayPal it’s safe secure and you always...

I always use PayPal it’s safe secure and you always know that they have your back should you have any problems Reviewed on: 24th May 2024

Troubleshot

Very good experience. Easy to do transaction online. Reviewed on: 24th May 2024

PayPal credit was convenient and very easy to use

PayPal credit was convenient and very easy to use Reviewed on: 24th May 2024

PayPal credit is an easy way to borrow money for a f...

PayPal credit is an easy way to borrow money for a few months. It's hassle free and I have found it useful on many occasions Reviewed on: 24th May 2024

Very quick and easy to use PayPal credit, it's a god...

Very quick and easy to use PayPal credit, it's a godsend Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94884 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub