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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172574 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172596)

It was very helpful when I needed the credit

It was very helpful when I needed the credit and I paid back in 3 month without interest. Reviewed on: 26th May 2024

Works well

I never had any issues, all works very well Reviewed on: 26th May 2024

It’s a good service but can be easy to overspend, th...

It’s a good service but can be easy to overspend, thankfully I’ve managed to get my spending sorted and now I’m in a much better position. It really helps out when in a pinch or making purchases that could go wtong Reviewed on: 26th May 2024

Managing money with Paypal

Brought various items using PayPal pay in 3 absolutely brilliant, easy to use & quick. Great way of managing your money when theres so many demands on our incomes. You can still buy the things you need. In a responsible way Reviewed on: 26th May 2024

It’s there when I need it.

It’s there when I need it. Handy for social media purchases Reviewed on: 26th May 2024

Very good and helpful in rainy days

Very good and helpful in rainy days Reviewed on: 26th May 2024

PayPal is so easy

I have used pay in three and PayPal credit alongside straightforward payments and sending payment to friends. It’s so easy to use and the app is simple. Reviewed on: 26th May 2024

I have used PayPal credit on numerous occassions and...

I have used PayPal credit on numerous occassions and its very easy to use and helps to give you a little extra time to pay off your purchase. Reviewed on: 26th May 2024

Happy long term user

I have been using PayPal for many years and it has become a very versatile and reliable payment method which I try to use when possible for online payments. With the addition of the PayPal Credit options it makes spreading the cost of some larger purchases much easier and is very easy to manage repayments and monitor your account. Reviewed on: 26th May 2024

A very good service.

A very good service. They always help if there is a problem with a payment and get it rectified as soon as possible. Reviewed on: 26th May 2024

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