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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173107 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173190)

Great option to pay 0% options.

Great option to pay 0% options. Would recommend to others Reviewed on: 27th May 2024

What’s there yo say.

What’s there yo say. Brilliant to deal with Reviewed on: 27th May 2024

Brilliant and convenient!

Brilliant and convenient every time I use PayPal. Reviewed on: 27th May 2024

Very positive experience

Very positive experience with PayPal every time, I have found customer service to be efficient. Reviewed on: 27th May 2024

Helpful for spreading bigger purchases

PayPal credit is really good for spreading the cost of bigger purchases over a few months without having to worry about interest. It’s also really easy to make payments or set up a direct debit so you don’t even have to worry or think about it. Reviewed on: 27th May 2024

Veteran user

I've used paypal credit for a couple of years and the service is excellent, the systems are robust and I find it to be a real convenience. Reviewed on: 27th May 2024

Excellent and easy to use every time I have used Pay...

Excellent and easy to use every time I have used PayPal credit Reviewed on: 27th May 2024

Quick efficient and easy to use...

Quick efficient and easy to use, I would recommend pay pal to anyone. Customer services are really good and resolve any problems quickly, pay pal is the only web site I would trust with money Reviewed on: 27th May 2024

Excellent

PayPal credit is a great service and is always been easy to use and great for paying off larger purchases with a small interest rate. I will be continuing to use this service in the future. I would recommend. Reviewed on: 27th May 2024

Always good experience and to use very quick and ver...

Always good experience and to use very quick and very easy to understand Reviewed on: 27th May 2024

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