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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173053)

Not encountered any problems after using for many ye...

Not encountered any problems after using for many years, quick easy and convenient to use better than others I have tried Reviewed on: 27th May 2024

Great service!

Great service! Easy to use and set up,no issues ever! Reviewed on: 27th May 2024

I’m using from last few years it’s PayPal credit it’...

I’m using from last few years it’s PayPal credit it’s like family ! Reviewed on: 27th May 2024

Have used paypal for years now and I am very happy w...

Have used paypal for years now and I am very happy with what it offers. It would be even better if more retailers would take PayPal as a payment method Reviewed on: 27th May 2024

Paypal is very useful and fantastic

Paypal is very useful and fantastic Reviewed on: 27th May 2024

PayPal credit Join Now.

PayPal have really helped me with credit when I have needed, interest rates are reasonable and for the times I’ve needed to contact them they are fast and really happy to help at the customer service term. Overall can’t fault Reviewed on: 27th May 2024

Easy to claim, easy to manage.

Easy to claim, easy to manage. Great for unexpected expences. Reviewed on: 27th May 2024

Does what it says on the tin with no issues...

Does what it says on the tin with no issues or faff Reviewed on: 27th May 2024

Overall it's fantastic.

Overall it's fantastic. The only thing that could be changed is the delay when I make a payment. It takes a few days for the payment to go through to the paypal. But love it! Reviewed on: 27th May 2024

It’s great and easy to use

PayPal credit is so good, especially when you may return items (I.e. ASOS), makes it so simple to get refund and manage money Reviewed on: 27th May 2024

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