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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173268 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173286)

PayPal credit is great when managed well

PayPal credit is great for web stores that accept PayPal, particularly for larger purchases using the interest free for four months. It would be better if you could select which order to pay off promotional rates as if you buy something new part way through you’ll pay toward the latest repayment date to try and make you pay interest! Reviewed on: 27th May 2024

It is absolutely awesome, life saver!

It is absolutely awesome, life saver!! Reviewed on: 27th May 2024

A great range of credit options, with excellent onli...

A great range of credit options, with excellent online access to make payments and keep track. Reviewed on: 27th May 2024

It’s a great way to spread a cost without a long rep...

It’s a great way to spread a cost without a long repayment like a loan. It’s flexible and helps me out all the time. Reviewed on: 27th May 2024

Just there when you need it

Amazing options for 0% credits and very reasonable payment options Reviewed on: 27th May 2024

Statements are a little hard to follow but everythin...

Statements are a little hard to follow but everything else is fine and on the whole easy to use Reviewed on: 27th May 2024

Never had a problem

Never had a problem with PayPal great company, I phoned once and problem was sorted there and then thanks Reviewed on: 27th May 2024

Its very customer friendly and user friendly interface.

Its very customer friendly and user friendly interface. Reviewed on: 27th May 2024

On the rare occasion I've phoned they have been poli...

On the rare occasion I've phoned they have been polite and courteous and sorted the problem quickly Reviewed on: 27th May 2024

Easy transactions internationally

Easy transactions internationally Reviewed on: 27th May 2024

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