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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173410 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173410)

Peace of mind.

Peace of mind. I do not pay for anything except they accept PayPal payments because my bank account details are safe with them. Secondly, PayPal will refund my money in case I buy I buy anything substandard or whatever the situation is. It happened to me several times. Thirdly, I don't need credit cards again because I have PayPal Credit. Reviewed on: 28th May 2024

Had a great experience with PayPal for years and years

Had a great experience with PayPal for years and years Reviewed on: 28th May 2024

Good quality experience I would recommend PayPal to...

Good quality experience I would recommend PayPal to my family and friends Reviewed on: 28th May 2024

PayPal are an excellent credit company.

PayPal are an excellent credit company. I feel safe and happy purchasing via them. They have excellent interest free offers too. Reviewed on: 28th May 2024

So easy to setup and use

Was so easy to setup, use and sort payments. Not had any issues at all. Would definitely recommend to anyone wanting credit/credit card. Helped me out loads when waiting on payday and something came up. Reviewed on: 28th May 2024

Great safe online way to pay

Feel safe using PayPal and convenient for online shopping Reviewed on: 28th May 2024

Stay Safe

I really rely on PayPal in all my purchases, very seamless to use and safe. Reviewed on: 28th May 2024

Very easy to set and and no hassle of typing long ca...

Very easy to set and and no hassle of typing long card no Reviewed on: 28th May 2024

My pay pal and pay pal credit are excellent

My pay pal and pay pal credit are excellent, with the promotion of 0% interested allowed me to purchase an I tem I needed that moment without having to worry about expenses. And the ability to add a direct debit as little as £5 means no matter what I'm on top of my expenses Reviewed on: 28th May 2024

Paypal is a very useful thing to have it helps out w...

Paypal is a very useful thing to have it helps out when your a little short and you want something it's very nice and easy to use something def worth having especially with things like Christmas and birthdays Reviewed on: 28th May 2024

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