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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176618)

I find using pal pay so easy and stress free they pr...

I find using pal pay so easy and stress free they provide a great service don’t really know how I would manage with out Reviewed on: 7th July 2026

Invaluable option when money is tight.

Paypal have been a Godsend for me over they years, first by allowing me to confidently sell items with protection for both myself and the buyer but even more so now with Paypal credit options allowing my family and I to buy items I wouldn't be able to immediately afford without having to run up daily charges on overdrafts. Paypal provide a incredibly fair period of interest free purchasing, that gives me time to save up and pay off the balance. They also offer Pay in 3 options to spread the costs. All in all, I would highly recommend Paypal to anyone who needs to bridge a gap in their finances as it's accepted by so many different companies and is so easy to use! Reviewed on: 7th July 2026

Paypal is great!!

Paypal is a great reputable company, that i will never stop using. Reviewed on: 7th July 2026

Easy and quick service

Easy and quick service that helps a lot when doing online shopping. Pay in 3 is also very helpful when struggling with expenses. Reviewed on: 7th July 2026

PayPal is Great

PayPal is great no hassle a good way to build your credit rating, just Brilliant. Reviewed on: 7th July 2026

I couldn’t recommend PalPal credit enough

I couldn’t recommend PalPal credit enough, 3 months interest free so you can pay for things without the worry of needing all the money upfront. I have a 1 year old and whilst on maternity it was a blessing to be able to get what we needed without struggling on buying everything upfront. Reviewed on: 7th July 2026

The process is simple, and it gives you more piece o...

The process is simple, and it gives you more piece of mind that your purchase is covered. Reviewed on: 7th July 2026

Easy and simple with great customer care.

Easy and simple with great customer care. Reviewed on: 7th July 2026

Great So much easier than having to verify each purc...

Great So much easier than having to verify each purchase on bank app. Reviewed on: 7th July 2026

Paypal credit is efficient and customer friendly it...

Paypal credit is efficient and customer friendly it is also excellent to use Reviewed on: 7th July 2026

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