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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176697)

Life saver

PayPal credit helped me in my very hard time. Reviewed on: 7th July 2026

Very smooth and just happens in the back ground.

Very smooth and just happens in the back ground. Reviewed on: 7th July 2026

Easy to use.

Easy to use. Answer the telephone quickly when I have a question or need help. Protects my money so use it regularly. Have all my payment cards available and can switch the payment options I want to use instantly. Reviewed on: 7th July 2026

Convenient and straightforward

Very much straight forward in terms of service. I enjoy using PayPal credit. However, point system is confusing. Overall, good service though Reviewed on: 7th July 2026

Great provider!

Great provider! I would definitaley recommend Paypal Reviewed on: 7th July 2026

Very easy to use and accessible.

Very easy to use and accessible. I like the fact you can delay your payment when you make a purchase and if it is unsuitable you can return before payment actually due Reviewed on: 7th July 2026

never had any problems .

never had any problems efficient safe to use trusted Reviewed on: 7th July 2026

You can trust paypal

PayPal is quick to use and the app is very fast also I feel I can trust PayPal to complete my transaction excellent with no risk to my money Reviewed on: 7th July 2026

Easy to use and always available.

Easy to use and always available. Payment plan is affordable as well. Reviewed on: 7th July 2026

Ease and simplicity

PayPal account is the best financial credit platform for ease and simplicity. Reviewed on: 7th July 2026

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