Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176774)

Jeffs pay pal review

Pay pal credit is ideal when your having a lean spell finance wise where you get the chance to pay monthly. There are several ways to pay if you are short of funds at that time but expect finances to pick up later. Reviewed on: 7th July 2026

Consistently excellent service, support when things...

Consistently excellent service, support when things go wrong, never ever had a complaint. Reviewed on: 7th July 2026

Easy to use and super safe.

Easy to use and super safe. Have used it for years and hope to for many more Reviewed on: 7th July 2026

Easy and secure

Always straightforward. App is good. Regular and helpful email updates. 2 factor authentication is reassuring Reviewed on: 7th July 2026

Great service and fast responses to any questions

Great service and fast responses to any questions Reviewed on: 7th July 2026

Successful in sorting out problems with retail scamm...

Successful in sorting out problems with retail scammers, refunds, general enquiries Reviewed on: 7th July 2026

Used pay in 3 a few times, no trouble at all.

Used pay in 3 a few times, no trouble at all. Reviewed on: 7th July 2026

Never let me down

PayPal is my go to. It’s never let me down and the customer service is faultless. Reviewed on: 7th July 2026

Easy to use, both virtual and the card.

Easy to use, both virtual and the card. 4 monthly payments is so helpful. Website is great. Very easy to navigate Reviewed on: 7th July 2026

I have used PayPal/credit for a few years now and it...

I have used PayPal/credit for a few years now and it has been a brilliant way to gradually build my score. It's so easy to use and if I have had any troubles with getting a refund they have sorted this for me Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98160 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub