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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176846)

Prompt honest service.

Prompt honest service. Excellent customer services for refunds. Reviewed on: 7th July 2026

Easy to apply and fast access

Easy to apply and fast access to the Paypal credit card. Reviewed on: 7th July 2026

Making purchases financially easier

It’s helped making purchases financially easier, with spreading the cost especially, with the 0% interest on certain purchases. Iv recommend paypal credit to everyone I know, if they need to make big purchases. Reviewed on: 7th July 2026

problems

aways up to date ,fast action if there are any problems with purchases Reviewed on: 7th July 2026

Never had any issues with paypal

Never had any issues with paypal Reviewed on: 7th July 2026

I find paypal my No 1 payment choice

I find paypal my no.1 choice for any online purchase. The different choices for payment and security is great. Reviewed on: 7th July 2026

Best payment method

Never any problems you can buy smaller items and pay back the minimum required or pay more Reviewed on: 7th July 2026

PayPal my guardian angel

I do feel safe using PayPal as there are a number of rouge traders out there and using PayPal has helped me get my money back. Reviewed on: 7th July 2026

Great customer service, apart from the extra layer o...

Great customer service, apart from the extra layer of security using PayPal, if you have any problems they look into your case and make quick decisions Reviewed on: 7th July 2026

Convenient and easy to manage.

Convenient and easy to manage. App provides all the information you need. Links across all major retailers. Reviewed on: 7th July 2026

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