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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176902)

PayPal - easy and safe

5
PayPal is just so easy to use and you feel safe in the knowledge that it is a secure way to do any financial transactions Reviewed on: 7th July 2026

Long term no problems Reliable Good Service

5
Long term no problems good service Reviewed on: 7th July 2026

Excellent service and I will recommend all my friend...

5
Excellent service and I will recommend all my friends and family Reviewed on: 7th July 2026

Brilliant addition to my buying needs!

5
Been a customer for years PayPal has become invaluable for purchasing- 4 months 0% interest has allowed me to buy many things from tech to hobby stuff - it’s great and customer service has worked out marvellous when I’ve needed help. Reviewed on: 7th July 2026

Value for money.

5
Value for money. Helps with installments. Reviewed on: 7th July 2026

Great service

5
Easy to use, I haven't had any issues with it at all. Great service Reviewed on: 7th July 2026

Very good and easy , thank you for your service

5
Very good and easy to use , helps to send money more secure, shopping is much easier thank you Reviewed on: 7th July 2026

Shopping card

5
Find it useful to be able to separate our shopping money each month th and we know what we have to spend. If it goes over it takes it from my account this doesn’t happen often. Reviewed on: 7th July 2026

Excellent

5
Everything so far have been excellent and no problems. It gives you more security and protection with your money and it is so easy to use. Reviewed on: 7th July 2026

Steve’s pal

5
PayPal credit is easy to set up great straight guidance step by step. Quick and easy. they are very helpful any issues a cure Reviewed on: 7th July 2026

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