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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176959)

Flawless service

5
PayPal has always provided an excellent service for the many years I have been using the service to pay for products and services. Reviewed on: 7th July 2026

Simple and effective

5
Easy to use, simple to setup direct debit and track your money. Reviewed on: 7th July 2026

Always feel safe using PayPal on line

5
Always feel safe using PayPal on line Reviewed on: 7th July 2026

Always fast and reliable with great customer service

5
Always fast and reliable with great customer service Reviewed on: 7th July 2026

Very nice service

5
Very nice service. Something to rallying when you make a payment. Reviewed on: 7th July 2026

Simple to use.

5
Simple to use. Good payment plan features. Reviewed on: 7th July 2026

All good

5
All good evertime i use paypai no need to worry Reviewed on: 7th July 2026

It’s a quick and easy use and easy to pay back.

5
It’s a quick and easy use and easy to pay back. App is also easy to navigate, never have any issues paying with this or even transferring money to a friend. Paying back you can personalise it or pay back the minimum for ever how long Reviewed on: 7th July 2026

Safe and convenient

5
A safe and convenient way to budget your purchases, everything on PayPal is layer out so you can easily see what you are spending and what you need to pay Reviewed on: 7th July 2026

PayPal is a dependable and trustworthy service that...

5
PayPal is a dependable and trustworthy service that is also user-friendly. I have no regrets about using PayPal and would gladly recommend it to my friends, as I have been satisfied with their service. Reviewed on: 7th July 2026

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