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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176992 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177006)

Very good way of shopping no having to pay all...

Very good way of shopping no having to pay all at once Reviewed on: 7th July 2026

My go to purchase provider

Pay pal is fantastic for me and my larger purchases. As the interest free rate really helps me budget my money when I need to .pay pal allows me the flexibility to pay for my items over a period of time and pay no interest as long as I pay the account balance in the agreed time. I don’t use any other method of payment now . Reviewed on: 7th July 2026

It's a convenient and uncomplicated way to pay and t...

It's a convenient and uncomplicated way to pay and the rates are fair. You aren't pressured to increase your credit limit and it's easy to reject so I don't get tempted to spend irresponsibly. Reviewed on: 7th July 2026

Been with about 18 years,if I had a problem eBay ste...

Been with about 18 years,if I had a problem eBay steps in, Reviewed on: 7th July 2026

Excellent service

Excellent service, The debit card discount at the Isle of Wight festival was saved us a lot of money. Reviewed on: 7th July 2026

Easy to use and make any payment.

Easy to use and make any payment. Easy to see your balance. Reviewed on: 7th July 2026

Always good to pay online and store and safe

Always good to pay online and store and safe Reviewed on: 7th July 2026

Seamless experience and financial relief

Seamless experience, helped to bridge in the area of financial difficulties Reviewed on: 7th July 2026

5 stars service

I have paypal for over 10 years always great and helpfull financial tool. Five stars all way long. Reviewed on: 7th July 2026

Excellent, customer service is extremely helpful and...

Excellent, customer service is extremely helpful and easy to contact . Reviewed on: 7th July 2026

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