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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177043)

Gret Service

5
It does all you need, without the hassle Reviewed on: 7th July 2026

Paypal makes paying online easy and I feel secure kn...

5
Paypal makes paying online easy and I feel secure knowing that if I have a problem with my purchase PayPal will step in to help Reviewed on: 7th July 2026

Very easy to use although I have only used it once s...

5
Very easy to use although I have only used it once so far, benefits are you can spread the cost if you have brought something more expensive. Reviewed on: 7th July 2026

Seemlessly great service, great UI abd UX to use and...

5
Seemlessly great service, great UI abd UX to use and amazing customer service Reviewed on: 7th July 2026

Free and easy to use.

5
Free and easy to use, zero interest for the first while allowing time to pay back before being charged interest. Reviewed on: 7th July 2026

smooth and efficient.

5
smooth and efficient. An easy process through the app Reviewed on: 7th July 2026

PayPal makes life much easier

5
PayPal makes buying things so easy, helps me buy what I need and pay off at my own pace, when I’ve ever had any issues customer services were very helpful and sorted everything for me. Having a PayPal account lets me buy things with assurance that if anything goes wrong I am covered which is great Reviewed on: 7th July 2026

Pay pal easy to use and can save you money...

5
Pay pal easy to use and can save you money Reviewed on: 7th July 2026

Safe & secure

5
So easy to use, I feel safe using PayPal, if an online retailer doesn’t accept PayPal then I won’t use them. Reviewed on: 7th July 2026

PayPal is convenient and easy to use.

5
PayPal is convenient and easy to use. Available to use in so many locations. Reviewed on: 7th July 2026

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