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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174187)

A Greenhouse at last

I was at first unsure about getting credit until I spoke direct with PayPal customer service, who reassured me on how credit works. Being retired I found it hard to get the full amount for the Greenhouse that I always wanted. With PayPal credit I am now a proud owner of a Greenhouse and I won't pay interest and only need to pay in four months, longer if I wish. A big thank you to PayPal. Reviewed on: 29th May 2024

So flexible and easy to use.

So flexible and easy to use. Allows me to manage payments so easily. Reviewed on: 29th May 2024

Best product and service

Absolutely brilliant service, makes life so much easie!!! Reviewed on: 29th May 2024

Very good app, this app it is safe, if I had issues...

Very good app, this app it is safe, if I had issues they responded immediately. Reviewed on: 29th May 2024

PayPal Credit is an excellent option as it’s easy to...

PayPal Credit is an excellent option as it’s easy to apply for set up and manage / as long as you clear the balance in the timescale agreed you can pay what you like instalments that work with your budget and you can easily make additional payments if desired. I’d recommend this 10/10 Reviewed on: 29th May 2024

Any problems paypal will always sort them.

Any problems paypal will always sort them. And I will only buy anything online as long as the seller accepts PayPal. Reviewed on: 29th May 2024

No fuss no drama excellent

No fuss no drama excellent a must to have Reviewed on: 29th May 2024

Excellent easy to use always there for purchasing an...

Excellent easy to use always there for purchasing and sending money fantastic Reviewed on: 29th May 2024

Good experience with the credit service

Good experience with the credit service Reviewed on: 29th May 2024

PayPal have been fantastic and one of the first cred...

PayPal have been fantastic and one of the first creditors I had after my IVA and have help me get my credit score back up Reviewed on: 29th May 2024

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