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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174223)

Amazing service

5
Very good service easy and easy to pay Reviewed on: 29th May 2024

PayPal credit GA, enabled me to buy lots of things...

5
PayPal credit GA, enabled me to buy lots of things I wouldn't normally be able to buy Reviewed on: 29th May 2024

Perfect for all ages to use

5
Simple and very clear to use.. Regular updates about every transaction. Reviewed on: 29th May 2024

Great.Fab

5
Great. Really great. Best service. Reviewed on: 29th May 2024

I like it.

5
I like it. It's easy and there are no problems. and I always have money available. Reviewed on: 29th May 2024

I love paypal

5
Never had a bad one love paypal it’s so easy to use you can pay for purchases easily just love it highly recommended better than a bank Reviewed on: 29th May 2024

I always use PayPal on my online transactions.

5
I always use PayPal on my online transactions. It’s fast and easy to use Reviewed on: 29th May 2024

Good but with reservations

5
All good except yoou can't set it up to pay the balance needed every month so you have to remember to do it. If you don't they slam a big interest bill on you Reviewed on: 29th May 2024

Very good all the time when you don’t have money...

5
Very good all the time when you don’t have money Reviewed on: 29th May 2024

Great product

5
Great product always available when needed Reviewed on: 29th May 2024

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