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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174238 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174243)

PayPal is very safe and user friendly.

PayPal is very safe and user friendly. The statements could be more simple however whenever I have called to speak to an advisor about my statement they have explained them in full which is really useful. Reviewed on: 29th May 2024

Easy to use and easy to know when you need to pay mo...

Easy to use and easy to know when you need to pay money back and how much. I get a statement monthly that clearly says how much I need to pay. Any problems and PayPal are easy to contact and will sort out any issues. Reviewed on: 29th May 2024

Easy to use and good app.

Easy to use and good app. The instructions are easy to follow and the credit check is fast, normally I would get a result in a minute. It also links with my other bank accounts and cards. Most merchants would take PayPal. Reviewed on: 29th May 2024

Quick easy and safe my go to trans , and with the di...

Quick easy and safe my go to trans , and with the different payment types there are plenty of choice. Reviewed on: 29th May 2024

Simple, free credit

I have not yet utilised their customer service, because the app is so easy to use. Reviewed on: 29th May 2024

No hidden fees

No hidden fees, always reminded in Plenty of time about upcoming payments. Makes more expensive items manageable, and affordable. Easy to use. Will use again! Reviewed on: 29th May 2024

Never had an issue , secure safe and when I ring cus...

Never had an issue , secure safe and when I ring customer service for advice it’s superb service Reviewed on: 29th May 2024

Quick and simple

Easy to use, regular offers, plans to suit your requirements. Easy to pay at your own convenience Reviewed on: 29th May 2024

Very helpful

Very helpful when dealing with a fraud purchase , got full refund without any problem so efficient . Reviewed on: 29th May 2024

Good in terms of payment.

Good in terms of payment. They gives you enough time to pay it off Reviewed on: 29th May 2024

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