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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174263 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174264)

Very happy

Very good and very happy no problems comes in handy Reviewed on: 29th May 2024

Always had a good experience and when I made a mista...

Always had a good experience and when I made a mistake on the credit repayment, they refunded me the late fee Reviewed on: 29th May 2024

Paypal Easy quick reliable save and helps to pay in...

Paypal Easy quick reliable save and helps to pay in 3mths instalments Reviewed on: 29th May 2024

Very Convienient!

Quite helpful with speedy payments Reviewed on: 29th May 2024

Really Safe and Reliable

Always safe and secure. to use … really enjoy pay in three with £30 or over items … Service Always reliable … never had problems and have been a member of PayPal for many years and I’m glad to be one. Reviewed on: 29th May 2024

You can always rely on PayPal.

You can always rely on PayPal. I don't need to start looking for my card to pay for things. It's all there on my phone. The security of it I feel is great too. If you extra time to pay for items you can count on PayPal for that too.. Reviewed on: 29th May 2024

Good as should be;) Im usin pay pal very often

Good as should be;) Im usin pay pal very often Reviewed on: 29th May 2024

Easy to use, safe, clear communication

Easy to use, safe, clear communication Reviewed on: 29th May 2024

Convenient and safe.

I use it for all online purchases and spreading the cost. Reviewed on: 29th May 2024

Quick and easy to use at no cost

Quick and easy to use at no cost Reviewed on: 29th May 2024

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