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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174455)

Extremely easy to pay pretty much anywhere online

5
Extremely easy to pay pretty much anywhere online Reviewed on: 30th May 2024

No issues ever, so easy to use.

5
No issues ever, so easy to use. Could a consumer need more than that. Reviewed on: 30th May 2024

Easy to use and 4 months interest free on purchases...

5
Easy to use and 4 months interest free on purchases over £100 is just excellent. Reviewed on: 30th May 2024

Very good to use PayPal if you are good online...

5
Very good to use PayPal if you are good online Reviewed on: 30th May 2024

Secure easy professional, payment flexablity great c...

5
Secure easy professional, payment flexablity great communication and support Reviewed on: 30th May 2024

It is easy simple and fast. Quick action

5
It is easy simple and fast. They are always on point when ever you face problems through online shopping Reviewed on: 30th May 2024

Checking out is a breeze

4
It’s easy to use when making purchases by having card details and an address already saved. Reviewed on: 30th May 2024

Safer way to shop online!

5
In lockdown I had a couple of nasty experiences shopping online. Fortunately I had purchased through PayPal and they took the stress out of resolving the issues. I always use PayPal now wherever possible. Reviewed on: 30th May 2024

Always received great customer service

5
Always received great customer service Reviewed on: 30th May 2024

Financially helpful.

5
Gives great payment options. Flexible and my experience so far has been great, no complaints. Reviewed on: 30th May 2024

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