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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174597 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174624)

Helped me out to get Christmas and Birthday presents...

Helped me out to get Christmas and Birthday presents for my daughter and my partner whilst I was waiting for wages to be paid, Reviewed on: 30th May 2024

Amazing company!

I’ve used PayPal for years and they’ve made my life so much easier to be able to buy things in emergencies and are always there and supportive when I contact them. The app user experience is seamless and I’ve never had a single issue that couldn’t be solved! Amazing company. Reviewed on: 30th May 2024

Paypal Credit is great, with amazing offers that rea...

Paypal Credit is great, with amazing offers that really help you get the most out of your money! Reviewed on: 30th May 2024

The best way to pay online!

The best way to pay online! All my transactions were smooth. A misdirected payment was dealt with speedily with the problem solved within minutes. I use the credit facility on a regular basis to spread the cost of larger bills. Reviewed on: 30th May 2024

Excellent all round service, very good app, clear pa...

Excellent all round service, very good app, clear payment details. Reviewed on: 30th May 2024

Helping our pay spread across 4 months.

I love using pay in 3 and being able to spread payments over 4 months with the no interest scheme. This has enabled our family to purchase goods such as Christmas presents, a new fridge etc. When times are hard it is extremely difficult atm for myself and my husband to spread our pay cheques to purchase un expected bills. PayPal has been our life lines. So thank you! Reviewed on: 30th May 2024

Help my small business

It has been very useful to get stuff to my small business. Reviewed on: 30th May 2024

I've used paypal for several years now much better t...

I've used paypal for several years now much better than using credit cards when you can Reviewed on: 30th May 2024

Great and easy to use service and app

Great and easy to use service and app Reviewed on: 30th May 2024

Very good experience I’ve enjoy using it and it’s sa...

Very good experience I’ve enjoy using it and it’s saved me from worrying about money Reviewed on: 30th May 2024

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