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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174269 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174280)

Best of the best

I've been using Paypal for a long time now. It's very efficient andnever let me down with my purchases. Reviewed on: 29th May 2024

PayPal has been excellent for me and my family, whic...

PayPal has been excellent for me and my family, which has help us out due to being on low income also PayPal has help my credit score tremendously, I will forever support PayPal. i will definitely apply for the credit card which i will be able to make purchases in retail shops which is perfect for me when my children need extra clothing or house hold item’s. i have advised my family to start using PayPal to support their needs in university and to build up their credit score as they would not need any other credit cards as PayPay credit is the only one they need with very good interest rates that they can afford to pay back and is very secured if they have a bad dealing with sellers. Reviewed on: 29th May 2024

I have used PayPal for many purchases, PayPal credit...

I have used PayPal for many purchases, PayPal credit often have very favourable terms and helps protect my purchases. I feel purchasing through PayPal is safe and reassuring. Reviewed on: 29th May 2024

Comes in handy when u short on money

Comes in handy when u short on money Reviewed on: 29th May 2024

Really convenient and straightforward to use and man...

Really convenient and straightforward to use and manage. Plus 0% interest over 3 months is great to spread costs of larger payments without being penalised. Reviewed on: 29th May 2024

Easy to use

Easy to use and pay off. Regular emails to let you know when payments are due. Overall happy to use Reviewed on: 29th May 2024

Paypal is very good I have been using paypal for the...

Paypal is very good I have been using paypal for the last few years and I'm very happy with the service Reviewed on: 29th May 2024

Good so fare, am very happy with my paypal ...

Good so fare, am very happy with my paypal , Reviewed on: 29th May 2024

When I have been intouch a spoke to a.

When I have been intouch a spoke to a. Agent they have been very helpful an was able to solve my question Reviewed on: 29th May 2024

Will continue to use for ease and recommend to most!

I have used PayPal credit for years, it is widely available and easy to pay and keep track of Reviewed on: 29th May 2024

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