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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174263 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174264)

easy to use and good value on 0% time

easy to use and good value on 0% time Reviewed on: 29th May 2024

very pleased with it

I’ve used few tie ago and was very pleased with it Reviewed on: 29th May 2024

Just brill, excellent starting credit no problem wha...

Just brill, excellent starting credit no problem whatsoever Reviewed on: 29th May 2024

Easy to use.

Easy to use. Very straightforward. Reviewed on: 29th May 2024

Interest rate a little high on return payments

Interest rate a little high on return payments Reviewed on: 29th May 2024

,great customer service

Always sorted issues out very quickly Reviewed on: 29th May 2024

Great experience.

Great experience. I have being using PayPal for many years and I fell appreciated as a customer. Reviewed on: 29th May 2024

Good for protecting your money and refunding when it...

Good for protecting your money and refunding when items have not arrived easy to use. Reviewed on: 29th May 2024

PayPal has allowed me the freedom to financially in...

PayPal has allowed me the freedom to financially interact with the world without my bank cards or cash. Life is more flexible now. I have used it to sell items to people I don’t know and to send money to friends for events or parties etc. Reviewed on: 29th May 2024

PayPal credit just makes life better.

PayPal credit just makes life better. They've also now linked with curve a physical card which is the best thing ever. Reviewed on: 29th May 2024

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