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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174238 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174243)

Best ever app money can change without time wasting

Best ever app money can change without time wasting Reviewed on: 29th May 2024

Never had any problems .

Never had any problems .always value for money Reviewed on: 29th May 2024

Everything with people pale is excellent.

Everything with people pale is excellent. Reviewed on: 29th May 2024

Secure transactions and reliable services

Seamless secure transactions, automatic 3 months credit option,protection on the way you deal with some transactions when you conned from the seller side, easy and reliable app Reviewed on: 29th May 2024

Not had to use CS in years but have always liked usi...

Not had to use CS in years but have always liked using PayPal for its secure and the App is great. Reviewed on: 29th May 2024

My experience using PayPal

My experience with a PayPal has always been about peace of mind when I select PayPal as my payment option because I know I can always go through their effective resolution centre to resolve issues whenever a seller failed to deliver or deliver an item not as described . In cases where I have received an item not as described and the seller refused to refund me even after I had returned the item , PayPal refunded my full amount. PayPal takes on the responsibility of satisfying their customers even where sellers don’t. Reviewed on: 29th May 2024

The service is easy to use, but safe and secure.

The service is easy to use, but safe and secure. Reviewed on: 29th May 2024

Great service , very trust worthy

Great service , very trust worthy Reviewed on: 29th May 2024

Years of Use, Zero Problems!

As a long-standing customer of PayPal, I have always experienced exceptional service without any issues. I particularly appreciate the convenience of using PayPal Credit, allowing me to make purchases and repay over a few months without concern for hidden fees or additional charges. Reviewed on: 29th May 2024

Buy now pay later service is really helpful

Buy now pay later service is really helpful Reviewed on: 29th May 2024

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