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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176439 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176482)

Never any issues

Never any issues, app is easy to use, everything is clear ans easy to understand, dont knowcwhy anyone wouldnt use PayPal Reviewed on: 7th July 2026

Credit where it matters

Easy to use always there when the unexpected comes or just when you want to spread a few payments. Credit where it matters great ways to pay and great having the choice in my hands on how. Reviewed on: 7th July 2026

Trustworthy PayPal

Used PayPal for years now. Prefer to use them for goods purchases as feel safe. They are also great at making sure you know what is going on with your account so that repayment is not delayed. I also like the various credit options they offer which helps with money management Reviewed on: 7th July 2026

Convenient and easy to use .

Convenient and easy to use . The regular communications on upcoming payments are excellent and if you don’t want to set up a direct debit it’s easy to make your monthly payments via the App. Reviewed on: 7th July 2026

Good customer service

Always received rapid response to any queries or disputes Reviewed on: 7th July 2026

The flexibility of PayPal is unbeatable !

PayPal has been core to my financial transactions for over 10 years, and the added incentive is that PayPal has invested in new processes and technology. PayPal offers conplete flexibility of payments which other providers do not ; with every purchase transaction I'm able to decide whether to use my own debit and credit cards or PayPal 3in1 or PayPal credit , often with interest free offers . That flexibility is unbeatable. Reviewed on: 7th July 2026

Easy to use and low cost.

Easy to use and low cost. Available for most websites. Easy to manage Reviewed on: 7th July 2026

I think it totally reliable it means we can have thi...

I think it totally reliable it means we can have things earlier against waiting to save they also inform us a pay ment is due on a certain date I am very pleased to use this credit I have found it a great help Reviewed on: 7th July 2026

Easiest way to pay for things

I have been using PayPal for some years and the offer has constantly improved and is compellingly easy to use and just makes sense when comparing to other payment methods Reviewed on: 7th July 2026

Always able to communicate with PayPal

Always able to communicate with PayPal Reviewed on: 7th July 2026

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