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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176336 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176357)

Paypal great service

Paypal have given me great service for a number of years and are my prime payment method for Ebay and other online merchants. Reviewed on: 7th July 2026

Very easy to deal holty with great offers

Very easy to deal with great offers Reviewed on: 7th July 2026

PAYPAL CREDIT

It’s really good if you want flexibility to pay over time without interest, as long as you pay it off within the promo period.. Reviewed on: 7th July 2026

Fast set Excellent all-around

Fast set up. Reminders when payments come up. I can't fault it and their customer service is excellent. Reviewed on: 7th July 2026

Reliable and Trustworthy.

Always been able to trust and rely on PayPal. Never had any issues. Reviewed on: 7th July 2026

It gives freedom to purchase things more expensive a...

It gives freedom to purchase things more expensive and to spead the cost which is more manageable. Reviewed on: 7th July 2026

I have been using PayPal for 10 years plus and have...

I have been using PayPal for 10 years plus and have never had any issue I use PayPal for 90% of my purchases and have full confidence that my details are safe Reviewed on: 7th July 2026

I’ve used PayPal for a long time now.

I’ve used PayPal for a long time now. At first I would pay using PayPal for added piece of mind. How I utilise their pay in 3, this helps me spread the cost into manageable chunks. They are great at communicating when the next payment is going to be taken. Reviewed on: 7th July 2026

Only see's loyal high valued customers as a number now

Only see's you as a number now and not a loyal high valued customer that it commented over the years and over the last year is not the same company as before that was really friendly and a lot better than now after changing it's management principles to a non caring attitude of there customers loyalty and has never ever reviews its credit loyalty after kindly asking numerous times to do saying its done every 3 to 6 months as they have never increased my £200 credit limit that was started at 250 so there don't count loyalty even after and with the last ten years of 2k to 7k of purchases with them every year with 100% payments record Reviewed on: 7th July 2026

Never had any issues using PayPal credit.

Never had any issues using PayPal credit. When I've used customer services. They're helpful and always answer my queries Reviewed on: 7th July 2026

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