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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176261)

PayPal my go to finance provider

PayPal deals promptly with any issues and offers excellent service Reviewed on: 7th July 2026

Great customer service and buyer protection.

Great customer service and buyer protection. Fair rates and easy to apply and pay. App works well and shows everything you need. Reviewed on: 7th July 2026

Easy to use interest free payments

Easy to use interest free payments Reviewed on: 7th July 2026

Great service quick help wi...

fast processing, reasonable prices and quick help with customer service Reviewed on: 7th July 2026

Excellent service

Easy to use app and they keep me well informed with notifications about spending and upcoming payments Reviewed on: 7th July 2026

PayPal credit is very interesting aloud to pay over...

PayPal credit is very interesting aloud to pay over time. Reviewed on: 7th July 2026

Great, easy to use

Always responsive and issue are resolved quickly. Polite customer service team who are patient and responsive. App is simple and easy to use and track spending etc. Reviewed on: 7th July 2026

Excellent service easy to use very good experience c...

Excellent service easy to use very good experience can always find what you need would highly recommend. Reviewed on: 7th July 2026

Always been straightforward.

Always been straightforward.. Have used more than once and never had a problem. I would recommend to anyone. I would definitely use again. Reviewed on: 7th July 2026

Straightforward process

I have been using PayPal for quite some time and have never had any problems with my transactions. They always get processed without any issues. Reviewed on: 7th July 2026

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