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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176122 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176143)

PayPal credit

I use the pay in 3 a lot it helps instead of making a large payment spread it to 3 Reviewed on: 7th July 2026

Use PayPal everywhere

Very easy to use PayPal anywhere.you know it’s safe and the 4 month easy payment fantastic Reviewed on: 7th July 2026

Great for online purchases

Easy purchases with options to spread costs on higher priced items over 3 months interest free, can be tricky to raise a query online I feel being able to speak to someone more reassuring Reviewed on: 7th July 2026

Efficient way of money transfers

No issues at all . Sending and receiving money is easy and fast Reviewed on: 7th July 2026

Good account and service

Always a good experience I am pleased to say Reviewed on: 7th July 2026

Quick and straightforward service, friendly team, an...

Quick and straightforward service, friendly team, and excellent understanding of individual situations. Reviewed on: 7th July 2026

Able to make purchases simple.

Able to make purchases simple. Paypal customer protection covers my back. Easy to send money to bank or friends. Reviewed on: 7th July 2026

No issues with them, honest up front about fees.

No issues with them, honest up front about fees. Reviewed on: 7th July 2026

Insights to PayPal

Every time I use the app I'm aware of all the ways to pay. Whether it be from credit or over 3 mths. Reviewed on: 7th July 2026

Great service, supportive when concerns are raised.

Great service, supportive when concerns are raised. I feel safe paying via PayPal. Reviewed on: 7th July 2026

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